Pay with stablecoins. No card, no KYC, no chargebacks.
Engagio accepts USDC, USDT and DAI on Base, Arbitrum, Polygon, BNB Chain and Ethereum. Fees are under $0.10 on L2 chains. Top-ups settle and credit in seconds.
Supported networks
Pay on the chain you already use.
All five networks accept USDC, USDT and DAI. Pick the one with the lowest fees in your wallet — Base is the default for a reason.
Base
Coinbase L2 — recommended
< $0.05
Arbitrum
Optimistic rollup
< $0.10
Polygon
PoS sidechain
< $0.05
BNB Chain
BSC stablecoins
< $0.20
Ethereum
Mainnet — high fees
Variable
Stablecoins
Three ways to pay, one stable price.
USDC
by Circle
Fully reserved, audited monthly. The institutional default.
USDT
by Tether
Most liquid stablecoin globally — accepted on every chain we support.
DAI
by MakerDAO
Decentralized, collateralized stablecoin for the DeFi-native.
Why crypto
Faster, cheaper, and final.
Settles in seconds
On Base, Arbitrum and Polygon your top-up is confirmed and credited in well under a minute. No 3-day card-network settlement, no PayPal hold.
No platform fee
We don't add a payment-processor markup. The amount you send is the amount that hits your Engagio balance — minus only the wallet's gas fee.
No chargebacks, ever
Stablecoin payments are final on-chain. No fraudulent reversal 90 days later, no surprise account hold from a payment processor changing its mind.
No KYC required
Sign up with an email, top up with stablecoins, order. We never collect ID, address proof, or selfies. The only personal data we have is your email.
Works anywhere
No region locks, no card-issuer geofencing. If you can hold USDC on Base, you can use Engagio.
Use any wallet
MetaMask, Phantom, Rainbow, Coinbase Wallet, Trust Wallet — anything that holds a stablecoin on a supported chain works. Hardware wallets too.
How it works
From wallet to balance in 30 seconds.
Step 01
Sign up
Email or Google login. No card, no KYC.
Step 02
Pick amount
From $5 up. Choose any stablecoin.
Step 03
Send from wallet
Pay the address shown — Base, Arbitrum, etc.
Step 04
Auto-credited
Balance updates the moment the transfer confirms.
FAQ
Crypto payment, plain answers.
Why does an SMM panel only take crypto?+
Three reasons. One: stablecoin payments are final — no chargebacks, no fraud claims six months later. Two: there's no card processor whose policy can suddenly suspend your account. Three: zero KYC for the buyer at the typical order size, which matches what most Engagio customers are looking for. The trade-off is you need a wallet — that's worth it for everyone we serve.
Which network is cheapest?+
Base and Polygon both run under $0.05 in network fees per transaction. We recommend Base because it has the deepest stablecoin liquidity for L2 USDC and the fastest finality. Avoid Ethereum mainnet (ERC20) unless you specifically need it — gas can spike to several dollars on busy days.
How fast does payment confirm?+
On Base, Arbitrum, Polygon and BNB Chain: typically 15–60 seconds from broadcast to credit on your account. On Ethereum mainnet: 1–3 minutes after the first confirmation. We poll the network every few seconds and credit balances the moment your payment confirms — no manual reconciliation required.
Do I need to KYC?+
No. Engagio does not collect ID, proof of address, or any KYC documentation. You sign up with an email, top up with stablecoins, and order. The only personal data we have on you is your email — for login and order receipts.
Can I pay with bitcoin, ETH, SOL, or other coins?+
Right now we accept stablecoins only — USDC, USDT and DAI. Volatile assets create accounting headaches when an order takes hours to deliver and the price moves 10% in the meantime. If you need to pay from BTC or SOL, swap to USDC first via any DEX or CEX — same wallet works for the deposit.
What happens if I send the wrong amount?+
Underpayment: your invoice stays open and we credit whatever lands. You can top up the difference from the same wallet. Overpayment: the full amount credits to your balance — keep using it on future orders. We never silently pocket the spread.
Are there any fees on top of the network fee?+
No platform fee, no payment-processor cut, no FX spread. The number you see at top-up is the number that lands in your Engagio balance, minus the network gas you pay to your wallet. We pass through gas costs because they're external — everything else is included.
Is this the same as buying with PayPal or a card?+
Functionally yes — you top up your account balance, then place orders against it. Operationally crypto is faster (no 3-day settlement), cheaper (no 2.9%+ processor cut we have to pass on), and final (no surprise chargebacks 90 days later). The dashboard experience after top-up is identical.
Top up in stablecoins. Order in 30 seconds.
No cards, no chargebacks, no KYC. Just stablecoins to your balance and orders out the door.